I have moved from LA to AL. I heard that AL has lower rates than louisiana does. I was thinking about changing my insurance over…BUT… A family member has been driving my car for several months now. Just here and there. (I’ve now got a company car that I use) But the car is in LA still. They are not in a position to buy and I feel like it’s worth it to let someone drive. I owe on the car so it is fully insured. My cost is $591 every 6 months. Should I just leave things alone? Or do I need to get my AL license, re-register car to new address, AND change over insurance?